Smart Strategies for Today’s Entrepreneurs

Five people sitting around a conference table with laptops, tablets, documents, and charts, engaged in a business meeting or discussion.

Helping you align your business’s financial health with your personal goals—strategically, accessibly, and with purpose.

Put Idle Cash to Work

If you’re holding cash for equipment, taxes, or near-term growth, you don’t need to let it sit idle. Through Lumora Wealth, you can invest business reserves in actively managed fixed income portfolio models designed to offer:

  • Attractive yield with capital preservation in mind

  • Monthly rebalancing based on market conditions

  • Liquidity within a few business days via the Altruist mobile app

This approach is ideal for:

  • Healthcare practitioners managing a private practice

  • S Corps or sole proprietors with unpredictable expenses

  • Founders seeking stable short-term income with built-in flexibility

Planning Beyond the Portfolio

Your investments are just one piece of the puzzle. We provide comprehensive planning that supports both the business and the owner:

  • Tax optimization across personal and entity levels

  • Retirement planning for the owner and family

  • Cash management strategies tailored to your entity type

  • Exit planning and business continuity guidance

  • Employee benefits consulting: SEP IRAs, Solo 401(k)s, and custom group plans

Flexible Engagement Options

We work with business owners through:

  • One-time project engagements for setup and planning

  • Ongoing advisory via an annual percentage of assets under management (AUM)
    (Minimums apply; all relationships start with a complimentary consultation.)

Why Lumora Wealth?

Led by Mark Duffy, CFA, Lumora Wealth brings institutional-grade investment experience to the entrepreneurial world. We are a fee-only RIA—meaning no commissions, no product sales, and no hidden agendas. Just transparent, tailored guidance built for modern business owners.

Ready to Learn More?

Let’s start with a complimentary consultation to explore your goals and how we can help.