Personal Planning That Fits Your Life
Life is complex. Your wealth plan doesn’t have to be.
Who We Help
We work with professionals and families navigating meaningful decisions—whether they involve equity compensation, major life transitions, or building a long-term financial foundation.
Common client situations:
Biotech professionals managing RSUs, ISOs, and ESPPs
Divorced individuals rebuilding financial clarity
New parents planning for college and future expenses
Mid-career professionals organizing their finances with purpose
Couples juggling career, kids, and long-term planning
What We Offer
We provide tailored financial planning and investment management including:
Equity compensation strategy (including tax timing)
Retirement planning and tax optimization
Family budgeting, education savings, and life insurance analysis
Divorce financial strategy and account separation
Sustainable investment portfolios aligned with your values
Transparent Engagement Options
Choose the level of support that fits your needs:
Comprehensive Planning: One-time project fee with a full plan and 3 annual meetings
Ongoing Advisory: Annual AUM fee with concierge access and continuous planning
Introductory Call: Complimentary and commitment-free, to explore fit
Why Lumora Wealth?
Founded by Mark Duffy, CFA, Lumora Wealth is an independent, fee-only RIA based in Massachusetts. We combine technical depth with human understanding—helping you simplify complexity and make confident financial decisions without pressure.
Let’s Talk
Schedule your free introductory call to explore how we can support your goals.